Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:19th August, 2025
- Updated:19th August, 2025
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Yes, most lenders do levy a processing fee when you take a gold loan, including those calculated per gram of gold pledged.
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- Updated:19th August, 2025
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When you apply for a gold loan in India, you’ll need to provide certain documents so the lender can confirm your identity, address, and ownership of the gold you are pledging.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 150
Improving your chances of personal loan approval requires a proactive and organised approach as lenders assess many aspects of your financial profile before making any decision.
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A personal loan has a direct effect on your debt-to-income (DTI) ratio, which is a highly important metric that lenders use to analyse your creditworthiness and repayment capacity.
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https://www.shriramfinance.in/financial-faqs-loans - 139
Putting in an application for multiple personal loans at the same time is possible, but it is a decision that requires careful consideration.
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When you take a gold loan based on the value per gram, the tenure or the period for which you can keep the loan is usually limited to a maximum of 12 months.
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If you’re considering a gold loan and wondering how fast you can actually get the money, you’ll be pleased to know that gold loans are among the quickest forms of credit available in India today.
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