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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

A gold loan for MSMEs (Micro, Small & Medium Enterprises) refers to a financing option where MSMEs can avail loans by pledging their gold jewellery, bars or coins as collateral with banks or Non-banking Financial Companies (NBFCs).
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Here are some options to consider if you need emergency funds quickly.
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Here are some key requirements to qualify for a gold loan.
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A gold loan is quite useful to cover financing needs for various kinds of medical emergencies.
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A gold loan can prove extremely useful to arrange funds for medical emergencies that require urgent access to financing.
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Gold loans typically carry lower interest rates compared to other forms of personal credit like personal loans or credit cards.
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For gold loans taken for home renovation purposes, the key factor that decides the loan amount sanctioned is the quantity and quality of gold jewellery pledged as collateral.
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