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Credit Score FAQs

Demystify your credit score with our detailed FAQs. Learn how to manage and improve your credit score with straightforward, expert advice.

How long do you have to wait between credit checks?

  • Posted:21st November, 2025
  • Updated:21st November, 2025
There is no defined time period to wait between credit score checks.
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How does a good credit score help me to get a good credit card?

  • Posted:21st November, 2025
  • Updated:21st November, 2025
A good credit score makes it much easier to get approved for quality credit cards.
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What is the main factor lenders consider in determining a person's creditworthiness?

  • Posted:21st November, 2025
  • Updated:21st November, 2025
Lenders focus most on your credit score when determining your creditworthiness.
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Importance of Credit Health Report

  • Posted:9th January, 2025
  • Updated:9th January, 2025
A credit health report serves as a cornerstone in your financial journey for monitoring credit scores.
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What are the five Reasons to Get a Credit Health Report?

  • Posted:9th January, 2025
  • Updated:9th January, 2025
Here are five compelling reasons why you should consider getting a credit health report from Shriram Finance.
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What is the Minimum Credit Score Required for Loan Against Property?

  • Posted:9th January, 2025
  • Updated:9th January, 2025
For a loan against property, your credit score is crucial as it reflects your creditworthiness and impacts eligibility and interest rates.
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What Is the Minimum Credit Score for a Personal Loan?

  • Posted:9th January, 2025
  • Updated:9th January, 2025
To avail a personal loan, you must have a good credit score.
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