Fixed Deposit FAQs
Understand fixed deposits better with our comprehensive FAQs. Get clear, precise information to make informed investment decisions.
- Posted:14th October, 2025
- Updated:15th October, 2025
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The minimum amount for investing in a fixed deposit (FD) is typically between ₹1000 and ₹10,000 across most financial institutions in India.
Read More - Posted:14th October, 2025
- Updated:15th October, 2025
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https://www.shriramfinance.in/financial-faqs-fixed-deposit - 847
There is no maximum limit set by the Reserve Bank of India (RBI) for fixed deposits (FDs) in India.
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- Updated:15th October, 2025
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https://www.shriramfinance.in/financial-faqs-fixed-deposit - 186
A ₹25 lakh FD may fetch an interest rate of around 6% to 8.55% (or higher) across the best available options right now.
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- Updated:15th October, 2025
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https://www.shriramfinance.in/financial-faqs-fixed-deposit - 192
The interest rate for a ₹10 crore fixed deposit (FD) in India can vary significantly depending on several factors: the specific bank or financial institution, the tenure of the deposit, and whether you are a general customer or a senior citizen.
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- Updated:15th October, 2025
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https://www.shriramfinance.in/financial-faqs-fixed-deposit - 184
A fixed deposit (FD) of ₹20 lakhs offers reliable returns, with interest rates usually starting from 7% p.a.
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- Updated:15th October, 2025
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https://www.shriramfinance.in/financial-faqs-fixed-deposit - 209
As per general industry practice, financial institutions tend not to pay any interest if a fixed deposit is prematurely closed within 7 days from the date of booking.
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- Updated:15th October, 2025
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https://www.shriramfinance.in/financial-faqs-fixed-deposit - 2033
If the interest rate offered on a ₹1 lakh fixed deposit (FD) is 7% per annum, the interest earned, with a simple interest formula
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