Gold Loan FAQs
Explore gold loan options with our comprehensive FAQs. Find clear, concise answers to help you secure the one of the best loan terms.
- Posted:18th August, 2025
- Updated:18th August, 2025
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Yes, you can take a gold loan more than once, provided you meet the lender’s eligibility criteria each time.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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Both gold loans and overdraft facilities against gold use your gold as collateral, but they are designed to meet different financial needs and offer distinct advantages.
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- Updated:18th August, 2025
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A gold loan overdraft facility is a flexible credit option that allows you to use your gold as security while giving you access to funds whenever you need them.
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- Updated:18th August, 2025
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The interest rate for an overdraft (OD) facility against a gold loan is generally in the same range as a standard gold loan but the exact rate you receive depends on the lender’s policies, the amount you borrow, and the purity of your gold.
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- Updated:18th August, 2025
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A bullet gold loan is a type of repayment structure where the borrower pays both the principal and the accumulated interest in a single payment at the end of the loan tenure.
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The EMI for a ₹5 lakh gold loan depends on the interest rate and tenure.
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- Updated:18th August, 2025
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Yes, you can surrender your gold loan at any point by repaying the entire outstanding principal along with any accrued interest.
Read More Popular FAQs
- Can joint ownership of gold affect eligibility and loan disbursal?
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