Gold Loan FAQs
Explore gold loan options with our comprehensive FAQs. Find clear, concise answers to help you secure the one of the best loan terms.
- Posted:18th August, 2025
- Updated:18th August, 2025
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A bullet gold loan is a type of repayment structure where the borrower pays both the principal and the accumulated interest in a single payment at the end of the loan tenure.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 269
The EMI for a ₹5 lakh gold loan depends on the interest rate and tenure.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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Yes, you can surrender your gold loan at any point by repaying the entire outstanding principal along with any accrued interest.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 529
The main difference between a gold loan and a gold overdraft lies in how funds are accessed, interest is charged, and repayments are structured.
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- Updated:18th August, 2025
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Yes, you can close a gold loan in 3 months by repaying the entire outstanding principal along with the accrued interest.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 243
The tenure of a gold loan is generally shorter than other types of secured loans.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 382
If you do not renew your gold loan when the tenure ends and fail to repay the outstanding amount, several important steps follow—each with serious consequences for your gold and your financial standing.
Read More Popular FAQs
- What is the interest of a 1 lakh gold loan?
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