Loans FAQs

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What happens if interest rates rise after I take a fixed-rate loan?

Posted:25th August, 2025
Updated:25th August, 2025

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116

If you take a fixed-rate personal loan, your EMI stays the same for the entire loan tenure, regardless of any rise in market interest rates.

Posted:25th August, 2025
Updated:25th August, 2025

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112

A personal loan can be a practical way to strengthen your financial health if you use it with discipline and clear goals.

Posted:25th August, 2025
Updated:25th August, 2025

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99

Maintaining a low debt-to-income (DTI) ratio is vital for your financial wellbeing and borrowing capacity.

Posted:25th August, 2025
Updated:25th August, 2025

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102

You can use personal loans as a practical part of your financial planning if you approach them with clear goals and discipline.

Posted:25th August, 2025
Updated:25th August, 2025

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106

Inflation has a complex impact on the real cost of a personal loan, creating both challenges and opportunities for borrowers in India.

Posted:25th August, 2025
Updated:25th August, 2025

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95

The financial impact of choosing a variable interest rate versus a fixed rate for your personal loan depends on your goals, risk tolerance, and the current economic climate in India in 2025.

Posted:25th August, 2025
Updated:25th August, 2025