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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

Paying off high-interest debt first, often called the avalanche method, is one of the smartest strategies for getting your finances back on track in India in 2025.
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Assessing the financial risk of a high interest personal loan in India means taking a close look at both the immediate and long term impact on your finance goal.
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A personal loan can impact your savings account balance in several ways, both positive and negative, depending on how you manage your finances.
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When you’re thinking about a personal loan, it’s easy to get carried away and borrow more than you actually need.
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Co-signing a personal loan is a significant financial commitment in India. When you agree to be a co-signer, you share equal responsibility with the primary borrower for repaying the loan.
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Taking a new personal loan can improve your credit utilisation rate, which is the ratio of your outstanding credit card balances to your total credit limit.
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A personal loan can be an effective way to avoid more expensive credit options like credit cards or payday loans.
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