Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:12th June, 2025
- Updated:12th June, 2025
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Interest rates refer to the cost of securing financing as a loan. Interest rates for loans against bonds typically range between 8% and 20% annually, depending on factors like bond type, rating of the issuer, and existing market conditions.
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The amount loan applicants can borrow against their bond investments depends on the Loan-to-Value (LTV) ratio set by the loan provider.
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Loan applicants can pledge several types of bonds as collateral. This can allow them to unlock liquidity without selling their bonds.
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A loan against bonds is a secured loan in which loan applicants pledge their bond holdings as collateral to borrow funds.
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Typically, yes, you can continue to earn dividends on pledged shares. When you pledge shares with a financial institution as collateral for a loan, ownership rights usually remain with you.
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Applying for a loan against shares is a simple and straightforward process.
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The market value of shares pledged as collateral can significantly impact the loan amount you can avail. Here's how:
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