Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:25th August, 2025
- Updated:25th August, 2025
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161
When comparing total repayment amounts across lenders, don’t just look at the interest rate.
Read More - Posted:25th August, 2025
- Updated:25th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 157
When you weigh unsecured and secured loans, the main difference is collateral. Secured loans need you to pledge an asset, like property or gold.
Read More - Posted:22nd August, 2025
- Updated:22nd August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 160
Seasonal income variations are common for self-employed individuals, agricultural workers and those in tourism or other cyclical professions across India.
Read More - Posted:22nd August, 2025
- Updated:22nd August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 161
Having an emergency fund plays a big role in your decision to borrow, especially in India’s current financial climate.
Read More - Posted:22nd August, 2025
- Updated:22nd August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 161
As of June 2025, taking out several personal loans can have a big impact on your financial situation, particularly given the state of lending.
Read More - Posted:22nd August, 2025
- Updated:22nd August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 166
One important factor that lenders consider when determining whether you qualify for a personal loan is your debt-to-income (DTI) ratio.
Read More - Posted:22nd August, 2025
- Updated:22nd August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 159
Before applying for a personal loan in India, it is essential to organise all necessary financial documents.
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