Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:25th August, 2025
- Updated:25th August, 2025
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If you take a fixed-rate personal loan, your EMI stays the same for the entire loan tenure, regardless of any rise in market interest rates.
Read More - Posted:25th August, 2025
- Updated:25th August, 2025
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A personal loan can be a practical way to strengthen your financial health if you use it with discipline and clear goals.
Read More - Posted:25th August, 2025
- Updated:25th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 161
Maintaining a low debt-to-income (DTI) ratio is vital for your financial wellbeing and borrowing capacity.
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- Updated:25th August, 2025
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You can use personal loans as a practical part of your financial planning if you approach them with clear goals and discipline.
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- Updated:25th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 170
Inflation has a complex impact on the real cost of a personal loan, creating both challenges and opportunities for borrowers in India.
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- Updated:25th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 157
The financial impact of choosing a variable interest rate versus a fixed rate for your personal loan depends on your goals, risk tolerance, and the current economic climate in India in 2025.
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- Updated:25th August, 2025
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Your financial situation has a direct impact on the loan terms you get.
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