Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:12th November, 2025
- Updated:12th November, 2025
ShareShare
https://www.shriramfinance.in/financial-faqs-loans
238
It is possible to apply for a business loan in India while not having a formal business registration. If your business is not registered, there are some non-banking financial companies (NBFCs), fintech lenders, microfinance institutions that may be prepared to consider your loan application. They will often be looking for alternative proof including:
- Posted:12th November, 2025
- Updated:12th November, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 228
The loan-to-value (LTV) ratio for used car loans is typically up to 90% of the car’s value.
Read More - Posted:12th November, 2025
- Updated:12th November, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 207
Loans for women-owned businesses in India are designed to promote women entrepreneurship and help narrow the gender gap in business ownership.
Read More - Posted:12th November, 2025
- Updated:12th November, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 203
Applying for a used car loan online with instant or fast approval is growing in popularity among lenders in India.
Read More - Posted:12th November, 2025
- Updated:12th November, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 231
The decision to use a personal loan or a used car loan is largely based on one's personal finances or circumstances.
Read More - Posted:12th November, 2025
- Updated:12th November, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 249
Having valid vehicle insurance is a requirement to secure a used car loan in the country.
Read More - Posted:12th November, 2025
- Updated:12th November, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 197
The maximum loan to value (LTV) ratio for used car deals can fluctuate, but it is not uncommon to see offers for 100% of a vehicle's assessed value.
Read More Popular FAQs
- Can I use collateral other than the car itself?
- Can I use business income proof for a personal car loan?
- Can I take a loan for a car under company ownership?
- Can I negotiate the used car loan interest rate before final approval?
- Can I get a used car loan for vintage or classic cars?
- Can I get a loan for a car that’s already under hypothecation?
- Can I get a loan for a car older than 10 years?
Check your Free Credit Score
Most Viewed FAQs
- How do I check my loan balance?
- Are rewards taxable income?
- Can I use my rewards for travel and accommodation bookings?
- Can I transfer my rewards to someone else?
- Can I redeem rewards for cash or only for specific items?
- How do I sign up for a rewards program?
- Are there any restrictions on using earned rewards?
- Do rewards programs have expiration dates for earned rewards?
- Can I schedule future payments for my municipal bills online?
You may be interested in
- Home
- Financial FAQs
- Loans FAQs
