Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:18th August, 2025
- Updated:18th August, 2025
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The cheapest gold loan is not simply the one with the lowest advertised interest rate, but rather the one that offers the lowest overall cost after factoring in all associated charges and conditions.
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No, you cannot get a gold loan without paying interest, as all regulated lenders in India charge interest on gold loans.
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https://www.shriramfinance.in/financial-faqs-loans - 319
Stamp duty on gold loans is a government fee that you pay for the legal documentation and execution of your loan agreement.
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https://www.shriramfinance.in/financial-faqs-loans - 309
If a borrower passes away before repaying a gold loan, the responsibility to settle the outstanding dues falls on the legal heirs or nominees.
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A purchase bill for the gold jewellery is generally not required to avail a gold loan.
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Individuals who are not eligible for a gold loan typically include
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https://www.shriramfinance.in/financial-faqs-loans - 298
Yes, you absolutely can foreclose a gold loan before the scheduled end of its tenure.
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