Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:18th August, 2025
- Updated:18th August, 2025
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As per the latest RBI draft guidelines, the aggregate weight of gold pledged by a single borrower for loans should not exceed 1 kg for gold ornaments, with a limit of 50 grams for specified coins.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 198
When deciding between a gold loan and a personal loan, the overall cost is a key consideration for most borrowers.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 218
Getting a gold loan without providing income proof has become more challenging under the latest RBI regulations.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 445
If you lose your gold loan receipt, immediately inform your lender.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 189
Gold loans are known for their quick processing and disbursal, often within a few hours if all documents are in order.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 198
You may still get a gold loan even if you do not have the original purchase bill for your jewellery.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 178
Reducing the interest on a gold loan requires a bit of planning and careful decision making especially with the wide range of interest rates available in 2025.
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