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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

Here are the types of individuals and entities that can typically apply for a business loan.
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Unsecured business loans, while not requiring collateral, can still be a safe and beneficial option for small businesses in India.
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While it's generally more challenging to secure a small business loan without a credit check in India, it's not entirely impossible.
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Improve Your Credit Score:

  • Make timely payments on all existing debts.
  • Pay-off high-interest debts.
  • Correct any inaccuracies in your credit report.

Provide Collateral:

  • Even with a low credit score, offering collateral like property or equipment can increase your chances of approval.

Build a Strong Business Plan:

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Obtaining a business loan typically involves the following steps.
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Business loan interest rates are typically calculated based on a combination of factors.
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Repaying your business loan faster can save you significant interest costs.
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