Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:19th August, 2025
- Updated:19th August, 2025
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Yes, a gold loan can become a Non-Performing Asset (NPA) if you do not repay the outstanding dues within the agreed period.
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- Updated:19th August, 2025
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Yes, most lenders do levy a processing fee when you take a gold loan, including those calculated per gram of gold pledged.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 4209
When you apply for a gold loan in India, you’ll need to provide certain documents so the lender can confirm your identity, address, and ownership of the gold you are pledging.
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https://www.shriramfinance.in/financial-faqs-loans - 315
Improving your chances of personal loan approval requires a proactive and organised approach as lenders assess many aspects of your financial profile before making any decision.
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https://www.shriramfinance.in/financial-faqs-loans - 318
A personal loan has a direct effect on your debt-to-income (DTI) ratio, which is a highly important metric that lenders use to analyse your creditworthiness and repayment capacity.
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https://www.shriramfinance.in/financial-faqs-loans - 303
Putting in an application for multiple personal loans at the same time is possible, but it is a decision that requires careful consideration.
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https://www.shriramfinance.in/financial-faqs-loans - 455
When you take a gold loan based on the value per gram, the tenure or the period for which you can keep the loan is usually limited to a maximum of 12 months.
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