Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:18th August, 2025
- Updated:18th August, 2025
ShareShare
https://www.shriramfinance.in/financial-faqs-loans
669
Yes, you absolutely can foreclose a gold loan before the scheduled end of its tenure.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 581
As per the latest RBI draft guidelines, the aggregate weight of gold pledged by a single borrower for loans should not exceed 1 kg for gold ornaments, with a limit of 50 grams for specified coins.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 466
When deciding between a gold loan and a personal loan, the overall cost is a key consideration for most borrowers.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 458
Getting a gold loan without providing income proof has become more challenging under the latest RBI regulations.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 954
If you lose your gold loan receipt, immediately inform your lender.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 366
Gold loans are known for their quick processing and disbursal, often within a few hours if all documents are in order.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 394
You may still get a gold loan even if you do not have the original purchase bill for your jewellery.
Read More Popular FAQs
- Can I use collateral other than the car itself?
- Can I use business income proof for a personal car loan?
- Can I take a loan for a car under company ownership?
- Can I negotiate the used car loan interest rate before final approval?
- Can I get a used car loan for vintage or classic cars?
- Can I get a loan for a car that’s already under hypothecation?
- Can I get a loan for a car older than 10 years?
Check your Free Credit Score
Most Viewed FAQs
- How do I check my loan balance?
- Are rewards taxable income?
- Can I use my rewards for travel and accommodation bookings?
- Can I transfer my rewards to someone else?
- Can I redeem rewards for cash or only for specific items?
- How do I sign up for a rewards program?
- Are there any restrictions on using earned rewards?
- Do rewards programs have expiration dates for earned rewards?
- Can I schedule future payments for my municipal bills online?
You may be interested in
- Home
- Financial FAQs
- Loans FAQs
