Used Car Loan Financial FAQs
Secure the one of the best used car financing with our detailed FAQs. Access clear, concise information to make informed loan decisions.
- Posted:12th November, 2025
- Updated:12th November, 2025
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46
The decision to use a personal loan or a used car loan is largely based on one's personal finances or circumstances.
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- Updated:12th November, 2025
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Having valid vehicle insurance is a requirement to secure a used car loan in the country.
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- Updated:12th November, 2025
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https://www.shriramfinance.in/financial-faqs-used-car-loan - 43
The maximum loan to value (LTV) ratio for used car deals can fluctuate, but it is not uncommon to see offers for 100% of a vehicle's assessed value.
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- Updated:12th November, 2025
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Yes—when it comes to stretching out those EMIs and keeping life easy, the highest loan duration offered for used cars is up to 84 months.
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When you are applying for a second-hand vehicle loan, you will have to submit standard KYC (Know Your Customer) documents.
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- Updated:12th November, 2025
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Here is a quick and clear detailed rundown of the requirements for you to get a used car loan:
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- Updated:12th November, 2025
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Pre-EMI is the interest you are paying on the portion of the loan disbursement before actually starting your EMI payments.
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