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- Posted:9th January, 2025
- Updated:9th January, 2025
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81
One of the most recommended methods to improve your credit score would be to lower the credit utilization ratio through less frequent usage of credit cards.
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https://www.shriramfinance.in/financial-faq - 78
The phone bill payment history does not affect your credit score in India.
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https://www.shriramfinance.in/financial-faq - 57
You can keep a zero balance on your credit card without negatively impacting your credit score.
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https://www.shriramfinance.in/financial-faq - 75
A credit health report is an essential financial concept that involves evaluating an individual's or a company's creditworthiness.
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https://www.shriramfinance.in/financial-faq - 80
Credit scores range from 300 to 900, with 900 being the best credit score. If you have a credit score of 500, it will be difficult to get a credit card.
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https://www.shriramfinance.in/financial-faq - 73
The frequency of credit score updates is not fixed, so your credit score may fluctuate on a monthly, quarterly, or yearly basis, or it could remain constant for an extended period.
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https://www.shriramfinance.in/financial-faq - 76
Here is a table that summarises the key tips for ensuring a good credit score.
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