Calculators FAQs
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- Posted:30th January, 2025
- Updated:30th January, 2025
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Most online moratorium calculators can only handle one loan at a time because each loan has its own terms, interest rates, and repayment schedule. For those with multiple complex loans, a financial planner may help.
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https://www.shriramfinance.in/financial-faqs-calculators - 587
No, the moratorium calculator is not applicable to all types of personal loans. The availability of a moratorium period and its calculation method can vary depending on the specific loan product and the lender's policies.
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https://www.shriramfinance.in/financial-faqs-calculators - 601
There are no major tax implications or changes when you transfer your home loan balance from one lender to another.
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https://www.shriramfinance.in/financial-faqs-calculators - 528
A key benefit of a loan moratorium is that it doesn't hurt your credit score.
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https://www.shriramfinance.in/financial-faqs-calculators - 791
Moratorium period refers to a temporary pause in loan repayments. During this time, borrowers are allowed to delay their EMI payments without incurring penalties. However, interest continues to accrue on the outstanding principal amount.
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https://www.shriramfinance.in/financial-faqs-calculators - 856
Yes, you can include rental income as well as income from other sources when determining your home loan eligibility.
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https://www.shriramfinance.in/financial-faqs-calculators - 617
Yes, most financial institutions allow you to modify your loan tenure when you opt for a home loan balance transfer.
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