Gold Loan FAQs
Explore gold loan options with our comprehensive FAQs. Find clear, concise answers to help you secure the one of the best loan terms.
- Posted:19th August, 2025
- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan
13
When you take a gold loan based on the value per gram, the tenure or the period for which you can keep the loan is usually limited to a maximum of 12 months.
Read More - Posted:19th August, 2025
- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 17
If you’re considering a gold loan and wondering how fast you can actually get the money, you’ll be pleased to know that gold loans are among the quickest forms of credit available in India today.
Read More - Posted:19th August, 2025
- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 19
Many factors influence the gold loan amount sanctioned per gram.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 18
The cheapest gold loan is not simply the one with the lowest advertised interest rate, but rather the one that offers the lowest overall cost after factoring in all associated charges and conditions.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 21
No, you cannot get a gold loan without paying interest, as all regulated lenders in India charge interest on gold loans.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 18
Stamp duty on gold loans is a government fee that you pay for the legal documentation and execution of your loan agreement.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 20
If a borrower passes away before repaying a gold loan, the responsibility to settle the outstanding dues falls on the legal heirs or nominees.
Read More Popular FAQs
- What is the interest of a 1 lakh gold loan?
- Are higher interest rates good or bad for gold?
- Will gold loan increase CIBIL™ score?
- Can gold loan be given on gold bars?
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- Is there any processing fee for gold loans per gram?
- What documents are required to apply for a gold loan per gram?
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