Gold Loan FAQs
Explore gold loan options with our comprehensive FAQs. Find clear, concise answers to help you secure the one of the best loan terms.
- Posted:18th August, 2025
- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan
19
A purchase bill for the gold jewellery is generally not required to avail a gold loan.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 20
Individuals who are not eligible for a gold loan typically include
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 31
Yes, you absolutely can foreclose a gold loan before the scheduled end of its tenure.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 14
As per the latest RBI draft guidelines, the aggregate weight of gold pledged by a single borrower for loans should not exceed 1 kg for gold ornaments, with a limit of 50 grams for specified coins.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 18
When deciding between a gold loan and a personal loan, the overall cost is a key consideration for most borrowers.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 21
Getting a gold loan without providing income proof has become more challenging under the latest RBI regulations.
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- Updated:18th August, 2025
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https://www.shriramfinance.in/financial-faqs-gold-loan - 31
If you lose your gold loan receipt, immediately inform your lender.
Read More Popular FAQs
- What is the interest of a 1 lakh gold loan?
- Are higher interest rates good or bad for gold?
- Will gold loan increase CIBIL™ score?
- Can gold loan be given on gold bars?
- Can gold loan become NPA?
- Is there any processing fee for gold loans per gram?
- What documents are required to apply for a gold loan per gram?
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