Gold Loan FAQs
Explore gold loan options with our comprehensive FAQs. Find clear, concise answers to help you secure the one of the best loan terms.
- Posted:18th August, 2025
- Updated:18th August, 2025
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Gold loans are known for their quick processing and disbursal, often within a few hours if all documents are in order.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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You may still get a gold loan even if you do not have the original purchase bill for your jewellery.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
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Reducing the interest on a gold loan requires a bit of planning and careful decision making especially with the wide range of interest rates available in 2025.
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- Updated:18th August, 2025
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Yes, you can receive a loan against 18-karat gold jewellery, but the loan amount per gram will be lower compared to higher purity gold.
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- Updated:18th August, 2025
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Yes, most lenders offer the option to repay gold loans through monthly instalments.
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- Updated:18th August, 2025
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The margin in a gold loan is essentially the difference between the total market value of the gold you pledge and the actual loan amount that the lender disburses to you.
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- Updated:18th August, 2025
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The Reserve Bank of India’s latest guidelines for gold (and silver) loans, effective no later than April 1, 2026, standardize and strengthen lending practices across all banks, co-operative banks, and NBFCs.
Read More Popular FAQs
- What is the interest of a 1 lakh gold loan?
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