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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

One of the most recommended methods to improve your credit score would be to lower the credit utilization ratio through less frequent usage of credit cards.
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The phone bill payment history does not affect your credit score in India.
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You can keep a zero balance on your credit card without negatively impacting your credit score.
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Credit scores range from 300 to 900, with 900 being the best credit score. If you have a credit score of 500, it will be difficult to get a credit card.
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A credit health report is an essential financial concept that involves evaluating an individual's or a company's creditworthiness.
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The frequency of credit score updates is not fixed, so your credit score may fluctuate on a monthly, quarterly, or yearly basis, or it could remain constant for an extended period.
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Here is a table that summarises the key tips for ensuring a good credit score.
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