Personal Loan Financial FAQs
Explore personal loan options with our detailed FAQs. Find clear, concise information to choose the one of the best financing solutions for your needs.
- Posted:19th August, 2025
- Updated:19th August, 2025
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Promotional or zero-interest personal loans are special financial products offered for a limited time, often as part of marketing campaigns or to attract new borrowers.
Read More - Posted:19th August, 2025
- Updated:19th August, 2025
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Yes, you can go ahead and refinance your existing personal loan by taking a new loan to pay off the outstanding balance of your current loan.
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- Updated:19th August, 2025
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Getting a personal loan without credit check is quite uncommon in India, as most traditional lenders rely on your credit score as well as credit history to gauge your repayment capacity and overall creditworthiness.
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- Updated:19th August, 2025
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A co-signer can play a very important role in improving your chances of personal loan approval, especially if your own credit history or income is not strong enough to meet the lender’s requirements.
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- Updated:19th August, 2025
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Self-employed people are eligible to apply for a personal loan but the process and requirements differ slightly from those for salaried applicants.
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- Updated:19th August, 2025
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A co-signer is a person who willingly gives consent to take on the responsibility of repaying your personal loan if you are unable to fulfil your repayment obligations because of any reason.
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- Updated:19th August, 2025
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Online personal loan applications have become increasingly secure, thanks to the adoption of advanced technology and strict security protocols by reputable lenders.
Read More Popular FAQs
- What is the process for prepayment or foreclosure?
- Are there specific personal loans for government employees?
- What precautions should I take before signing a personal loan agreement?
- What is the typical personal loan approval rate for first-time borrowers?
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- What is the role of a personal loan account statement, and how often should I check it?
- What is the process for grievance redressal if I have an issue with my personal loan?
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