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Financial FAQs Page

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Base rate and Marginal Cost of Funds based Lending Rate (MCLR) are benchmarks used by banks to set lending rates.
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A working capital demand loan is a flexible credit facility that lets businesses to access funds as needed without a fixed repayment schedule.
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A working capital loan offers short term financing to meet daily operational expenses of a business as well as it's cash flow requirements.
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Taking out a loan to buy inventory can make a lot of sense for businesses, especially when sales are picking up or you expect a rush in demand.
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Loan disbursement refers to the actual release and transfer of approved loan funds from the lender to the borrower's designated account.
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A seasonal business loan is a specialised financing solution designed for businesses that experience predictable revenue fluctuations throughout the year.
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Working capital for a seasonal business represents the actual difference between current assets and current liabilities but with unique characteristics due to fluctuating business cycles.
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