Financial FAQs Page
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- Posted:25th August, 2025
- Updated:25th August, 2025
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104
When you’re thinking about a personal loan, it’s easy to get carried away and borrow more than you actually need.
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https://www.shriramfinance.in/financial-faq - 105
Co-signing a personal loan is a significant financial commitment in India. When you agree to be a co-signer, you share equal responsibility with the primary borrower for repaying the loan.
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https://www.shriramfinance.in/financial-faq - 102
Taking a new personal loan can improve your credit utilisation rate, which is the ratio of your outstanding credit card balances to your total credit limit.
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https://www.shriramfinance.in/financial-faq - 108
A personal loan can be an effective way to avoid more expensive credit options like credit cards or payday loans.
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https://www.shriramfinance.in/financial-faq - 105
If you take a fixed-rate personal loan, your EMI stays the same for the entire loan tenure, regardless of any rise in market interest rates.
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https://www.shriramfinance.in/financial-faq - 102
A personal loan can be a practical way to strengthen your financial health if you use it with discipline and clear goals.
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https://www.shriramfinance.in/financial-faq - 89
Maintaining a low debt-to-income (DTI) ratio is vital for your financial wellbeing and borrowing capacity.
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