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Financial FAQs Page

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The sanctioned amount is the maximum loan limit approved by the financial institutions based on eligibility assessment while the disbursal amount is the actual funds released to the borrower.
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A construction equipment loan is a financial product designed to help businesses acquire new machinery, equipment, or vehicles needed for construction activities.
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Effective debt management requires a comprehensive approach combining strategic planning, disciplined execution and regular monitoring.
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Strategic debt management enables business growth by optimising capital structure, improving cash flow, and creating opportunities for expansion investments.
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Repaying a business loan in India usually involves making regular payments, most commonly through equated monthly instalments (EMIs).
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To figure out how much you need to pay for pre-closing your loan, you’ll need to add up the remaining principal, any interest that has built up until the closure date, and any extra fees your lender may charge for early settlement.
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In India, when you take out a business loan, only the interest you pay on that loan can be claimed as a deductible expense for tax purposes.
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