Financial FAQs Page
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- Posted:19th August, 2025
- Updated:19th August, 2025
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217
The approval rate for personal loans is not fixed. It can change depending on many factors related to both the applicant and the lender’s internal policies.
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https://www.shriramfinance.in/financial-faq - 229
Calculating the monthly repayment amount or EMI for a personal loan is a vital step in managing your finances and planning your budget.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 354
Promotional or zero-interest personal loans are special financial products offered for a limited time, often as part of marketing campaigns or to attract new borrowers.
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https://www.shriramfinance.in/financial-faq - 218
Refinancing personal loan can be a good financial decision for many borrowers, offering a range of advantages when managed thoughtfully.
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https://www.shriramfinance.in/financial-faq - 895
Getting a personal loan without credit check is quite uncommon in India, as most traditional lenders rely on your credit score as well as credit history to gauge your repayment capacity and overall creditworthiness.
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https://www.shriramfinance.in/financial-faq - 251
Yes, you can go ahead and refinance your existing personal loan by taking a new loan to pay off the outstanding balance of your current loan.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 211
A co-signer can play a very important role in improving your chances of personal loan approval, especially if your own credit history or income is not strong enough to meet the lender’s requirements.
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