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Can I get a personal loan if I am self-employed?

Posted:19th August, 2025
Updated:19th August, 2025

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226

Self-employed people are eligible to apply for a personal loan but the process and requirements differ slightly from those for salaried applicants.

Posted:19th August, 2025
Updated:19th August, 2025

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249

Online personal loan applications have become increasingly secure, thanks to the adoption of advanced technology and strict security protocols by reputable lenders.

Posted:19th August, 2025
Updated:19th August, 2025

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222

A co-signer is a person who willingly gives consent to take on the responsibility of repaying your personal loan if you are unable to fulfil your repayment obligations because of any reason.

Posted:19th August, 2025
Updated:19th August, 2025

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4326

The interest payable on a ₹1 lakh gold loan depends on the interest rate offered by the lender and the tenure of the loan.

Posted:19th August, 2025
Updated:19th August, 2025

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3856

Higher interest rates tend to make gold loans more expensive for borrowers. When you pledge your gold to take a loan, the interest you pay is directly affected by the prevailing rates set by lenders. As interest rates rise, your monthly repayments or the total interest outgo also increases, which can make gold loans less appealing if you are looking for affordable borrowing options.

Posted:19th August, 2025
Updated:19th August, 2025

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3875

Repaying a gold loan on time can definitely help improve your CIBIL™ score and overall credit profile.

Posted:19th August, 2025
Updated:19th August, 2025

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224

Negotiating better terms for your personal loan is a wise and practical way to reduce your borrowing costs and ensure the loan fits your financial needs.