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- Posted:19th August, 2025
- Updated:19th August, 2025
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As of May 2025, you cannot get a gold loan by pledging gold bars, bullion, or any other raw or semi-finished forms of gold.
Read More - Posted:19th August, 2025
- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 211
Your employment status is very important in the personal loan approval process, as lenders rely on it to assess your financial stability and repayment capability.
Read More - Posted:19th August, 2025
- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 4056
Yes, a gold loan can become a Non-Performing Asset (NPA) if you do not repay the outstanding dues within the agreed period.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 3841
Yes, most lenders do levy a processing fee when you take a gold loan, including those calculated per gram of gold pledged.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 210
Before you sign a personal loan agreement it is essential to read every detail carefully and understand the implications of each clause.
Read More - Posted:19th August, 2025
- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 3856
When you apply for a gold loan in India, you’ll need to provide certain documents so the lender can confirm your identity, address, and ownership of the gold you are pledging.
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- Updated:19th August, 2025
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https://www.shriramfinance.in/financial-faq - 210
Improving your chances of personal loan approval requires a proactive and organised approach as lenders assess many aspects of your financial profile before making any decision.
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