Business Loan FAQs
Power up your business with our comprehensive business loan FAQs. Access clear answers to secure the most suitable financing solutions for your business needs.
- Posted:2nd July, 2025
- Updated:2nd July, 2025
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A Working Capital Loan is crucial for several reasons
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Yes, along with interest, there may be additional charges associated with a working capital loan
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Interest rates on Working Capital Loans typically range from 12% to 18% per annum, influenced by several factors.
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To apply for a Working Capital Loan, follow these steps:
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Working Capital Loans are primarily used to finance short-term operational needs. Businesses commonly use them for:
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Working Capital Loan tenures are typically short-term, ranging from 6 months to 3 years.
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The sanction limit for a working capital loan depends on various factors such as the business’s financial health, revenue, and requirements.
Common limits include:
- Small businesses: ₹50,000 to ₹5 Lakhs
- Medium businesses: ₹5 Lakhs to ₹50 Lakhs
- Large businesses: ₹50 Lakhs and above
Factors determining sanction limit:
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