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What is the minimum amount for investing in a fixed deposit?

Posted:14th October, 2025
Updated:15th October, 2025

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109

The minimum amount for investing in a fixed deposit (FD) is typically between ₹1000 and ₹10,000 across most financial institutions in India.

Posted:14th October, 2025
Updated:15th October, 2025

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273

There is no maximum limit set by the Reserve Bank of India (RBI) for fixed deposits (FDs) in India.

Posted:14th October, 2025
Updated:15th October, 2025

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108

A ₹25 lakh FD may fetch an interest rate of around 6% to 8.55% (or higher) across the best available options right now.

Posted:14th October, 2025
Updated:15th October, 2025

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110

The interest rate for a ₹10 crore fixed deposit (FD) in India can vary significantly depending on several factors: the specific bank or financial institution, the tenure of the deposit, and whether you are a general customer or a senior citizen.

Posted:14th October, 2025
Updated:15th October, 2025

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https://www.shriramfinance.in/financial-faqs-investments
115

A fixed deposit (FD) of ₹20 lakhs offers reliable returns, with interest rates usually starting from 7% p.a.

Posted:14th October, 2025
Updated:15th October, 2025

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121

As per general industry practice, financial institutions tend not to pay any interest if a fixed deposit is prematurely closed within 7 days from the date of booking.

Posted:14th October, 2025
Updated:15th October, 2025