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- Posted:30th December, 2025
- Updated:30th December, 2025
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27
Currency changes don’t directly alter gold loan rates, but they do affect how lenders look at the pledged gold’s value.
Read More - Posted:30th December, 2025
- Updated:30th December, 2025
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https://www.shriramfinance.in/financial-faq - 32
Yes, you can pledge antique or custom-made gold jewellery for a gold loan, but there are important conditions.
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https://www.shriramfinance.in/financial-faq - 32
Having a lower loan-to-value ratio while applying for a gold loan simply means you’ve borrowed less against your gold assets, which keeps both you and the lender on the safer side overall.
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https://www.shriramfinance.in/financial-faq - 30
Before a gold loan is approved, lenders check the purity step by step.
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https://www.shriramfinance.in/financial-faq - 28
For most gold loan borrowers, fluctuations in gold prices don’t alter the EMI mid-way.
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- Updated:30th December, 2025
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https://www.shriramfinance.in/financial-faq - 27
Taking a gold loan won’t automatically affect your credit score — it’s how you manage it that matters most.
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https://www.shriramfinance.in/financial-faq - 25
Prepayment rules for gold loans aren’t uniform.
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